Through adoption, I bear the King’s last name, “I am.” If you recall, Moses asked God who he should say sent him to free the Israelites. God responded, …I am who I am . This is what you are to say to the Israelites: 'I AM has sent me to you.’ (Ex. 3:14). In John 8:58, Jesus picks it up and attributes God’s name to himself, I tell you the truth," Jesus answered, "before Abraham was born…
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Mature love with realistic expectations is what can hold a relationship together. Passionate love, with the skills of relating and communicating with each other make for…

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There has been only a slight decline in the use of alcohol (flavored beverages) by 10th graders between the years of 2006-2007.  The use of prescription drugs remains disturbingly high, reporting that “15.4 percent of high school seniors report non-medical use of at least one prescription medication within the past year.”  Another disturbing fact reported is the use of heroin (by injection) by 8th graders has gone up from 0.2 percent in 2006 to 0.3 percent in 2007.  Teens are also using Vicodin, and OxyContin.  Another very important, yet disturbing, fact is 10th graders are not as …

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First, determine why you want to budget. You need a pretty good reason or you won't feel obligated to do what it takes. Do you want to get out of and/or stay out of credit card debt? Or save for a new car or big vacation? Whatever it is, you need a reason so that you won't be enticed to overspend. Write down your reason or goal where you see it every day.

Second, examine your spending. Are you tracking your expenses often enough? If you aren't looking at your expenses every few days, you probably have...

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Credit card companies don't usually offer to reduce your rates. However, some card issuers have started offering their good customers temporary rate decreases in order to entice them to spend more.

Get your last credit card statement and a few of the credit card offers you have received. Set aside a time when you can sit and talk on the phone for at least thirty minutes. Make sure you have a pen to write down who you talk with and what they say.

If you are a credit card holder in good standing, all you simply need to do is call your credit card company. Simply tell them that you have received several card offers in the mail from other credit card companies...

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Credit card companies don't usually offer to reduce your rates. However, some card issuers have started offering their good customers temporary rate decreases in order to entice them to spend more.

Get your last credit card statement and a few of the credit card offers you have received. Set aside a time when you can sit and talk on the phone for at least thirty minutes. Make sure you have a pen to write down who you talk with and what they say.

If you are a credit card holder in good standing, all you simply need to do is call your credit card company. Simply tell them that you have received several card offers in the mail from other credit card companies...

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If you are struggling to pay your monthly bills, and your credit card debt to income ratio is more than 10 percent (including car loans as well), you most likely have a problem with debt. It does not matter if you are a man or woman reading this article. What matters is that you have identified a problem that is creating…

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So, the extreme amount of laziness this steward had to not at least put the talent in the bank, coupled with the fact that he let fear paralyze him from doing what he was expected to do infuriated the master.
The parable is speaking of money, but this can also be applied to the gifts and skills that God has entrusted us with. If I refuse to step out in a gift or skill that God has given me because I am afraid or…

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Owning a home is a very grown-up thing to do, and if you are sufficiently mature to own a home -- either your current one or a future home -- then you are certainly mature enough to deal with the consequences of some less-than-perfect mortgage decision-making. There are many options for proactively dealing with your impending mortgage adjustment short of abandoning your home. It would be a major step in the right direction for your relationship with money and your personal financial and emotional maturity for you to take responsibility…

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"Larger homes are viewed as burdensome to buyers for many reasons," he said. "In the Northeast, everyone wants to know heating costs, and know how many gallons of fuel the home used."  In the long term, Richardson said he believes that homes will be built smaller so that they are more energy efficient and manageable for buyers.  "Smaller homes will continue to be seen as good investments because of the lower maintenance…

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