Volume 3 January 2009 Issue 1
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From the CEO
By Dr. Peter Robbins
WILL YOU SHINE IN 2009? |
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FROM THERAPISTS
CREATING TRADITIONS IN YOUR FAMILY by Dr. Larry and Deb Walkemeyer, MFT 5. CHRISTMAS:
6. NEW YEAR:
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FROM THERAPISTS
FUN HOUSE IMAGES by Karen L. Kosman My bedroom door opened, and Mom came in and sat down on my bed next to me. I burst into tears. I looked at her swollen pregnant stomach and her red-tear streaked face, and I stopped crying. “What does drunk mean?” I asked. “It means Dad drinks too much beer and wine.” “Why?” I asked. “I don’t know why, Karen, and I don’t know what to do to make things better.” I reached over and patted Mom’s hand. From that moment on... |
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BEATING CREDIT CARD DEBT By Ellise Walsh Let’s start with gathering some knowledge about how the credit card industry works. Banks that issue credit cards count on their cardholders not being able to pay their balance in full each month. From the low teaser rates to those cash advance checks, credit card companies want you to spend more than you earn. |
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15 FREE BUDGETING TOOLS Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. Do you have a testimony that you would like to have included in our newsletter? Submit it here! |
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MORTGAGE PAYMENTS SENDING YOU REELING? HERE’S WHAT TO DO Federal Trade Commission Before you have any conversation with your loan servicer, prepare. Record your income and expenses, and calculate the equity in your home. To calculate the equity, estimate the market value less the balance of your first and any second mortgage or home equity loan. Then, write down the answers to the following questions:
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Featured Speaker of the Month RESTORING GOD'S IMAGE: The Narrow Gate of Healing and Transformation If we confess our sins, He is faithful and righteous to forgive us our sins and to cleanse us from all unrighteousness. I John 1:9 People usually come to my office because they’re in pain—grappling with addictions, affairs, anger, and other sinful behavior. They’ve reached the end of their rope, and are desperate for freedom. And these are Christian clients! Most have been through healing seminars, weekend retreats, and other church-related programs. Although the stories vary, one common feature is always present: They’ve all been taught that they can overcome their sinful behavior. The vehicle might... |
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TPC's Licensed counselor, John Del Grosso, M.A. will be hosting two seminar events in January... |
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SERVANT QUARTERS
WHEN YOU GIVE UP Then, Jacob, recognizing who his opponent was, did the smartest thing available to him—he gave up. “You must not leave here until you bless me.” You miss this moment if you don’t understand contests in that ancient world. Then, since the winner was the stronger, he gave a gift to the loser. Gift-giving was a show of strength! So, then, if you had a case filled with trophies, you would merely show how often you lost. When Jacob demanded to be blessed, he was calling himself the loser. God’s response?... |
