F R O M T H E C E O
GIVE THANKS!
“We give You praise, O Lord God, Ruler of all, Who is and Who was and Who is to come…” Revelation 11:17a
Is He ruler over all in your life?
Colossians 3:16-17 says … “Let the Word of Christ dwell in you richly in all wisdom, teaching and admonishing one another in psalms and hymns and spiritual songs, singing with grace in your hearts to the Lord. And whatever you do in word in deed, do all in the name of the Lord Jesus, giving thanks to God the Father through Him.”
With so much in turmoil, so much uncertainty, this word comes as a much needed and abrupt interruption to our worry. It’s easy to get our focus off of our faith and onto the distractions of the world, and there are many.
This Thanksgiving season make a commitment to work on surrendering to Jesus those things that you are struggling with. A heart of thankfulness can help us to release those strongholds that keep us in bondage as we reflect on all that Christ has done for us. It’s also good for your health! Of those who live beyond 100 years, the only common denominator among them is an 'attitude of gratefulness, of thankfulness.'
Give thanks with a grateful heart
Give thanks to the Holy One
Give thanks
Because he's given Jesus Christ, His Son
And now let the weak say “I am strong”
Let the poor say “I am rich”
Because of what the Lord has done for us
Give thanks...
Turning Point Ministry Group is here to give thanks for what the Lord has done! This year God has blessed TPMG and those who have used our services. He is ever faithful and desires to continue a great work in the ministry here and in the lives of you, your families, and your churches. Join with us in giving thanks to the Lord with a grateful heart.
This month don't miss out on the articles inspired by this theme of gratefulness. Dr. Downing continues his series How Much Should I Tell My Spouce? Secrets of Transparency in Your Marriage Facts and Fallacies of Intimacy, Part 3. In this article we learn to how and what to share with our spouse. You won't want to miss the Happy article written by our Director of Operations, Frances J. Harvey. She brings insights into happy people and the positive effects of having an ‘attitude of gratitude.’ Bob Lotich shares his thoughts on Biblical Retirement. Is it OK to save for retirement or does this suggest a lack of faith? See how he handles this tough question.
Want to save $50 per month? I do! Kimberly Griffiths show us how in her article, 10 Ways to Save $50 Per Month. Dian Hymer from Inman News and author of House Hunting, The Take-Along Workbook for Home Buyers reveals the new challenges when seeking a mortgage, Mortgage Approval is No Easy Task. Last but not least, Gayle Erwin ofServant Quarters, presentss a compelling comparison regarding our upcoming holidays in Holiday Contrasts. He also shares Biblical insights into God’s uncharacteristic gift of giving.
So as you enjoy the contents of this months newsletter, take some time to reflect on all that you have to be grateful for!
The Love and Money Lab is in high gear and continues through the first of December! Don’t miss out! Come join me and Dr. Downing as we continue to bring cutting edge topics such as marriage, relationships, and finances at First Evangelical Free Church of Fullerton, CA. Look for more information in this newsletter. There’s something for everyone – please pass this along to a friend.
Call today and let us know how we can help you beat the competition! www.TurningPoint.org
![]()
So You Think You Can Handle It?
It might be time to revisit the subject of debt relief. Are you paying just the minimum to keep those credit cards from being delinquent? Does it seem as though you pay and pay every month, but with the finance charges and sometimes late fees, the balance never goes down? You’re not alone!
Take that first step, don’t wait any longer, and give us a call. Let our professionally trained Christian debt counselors help. Call us today…Debt Free Christian –714-249-7302 or complete an application at www.DebtFreeChristian.com.
Turning Point Counseling - Tender Help for Tough Problems
Do you wrestle with troubles in your life that you just can’t seem to get under control? Do you know someone who might struggle with Depression, Anxiety or Stress? Is your marriage all it can and should be?
These questions are real and these problems are real. Our motto here at TPC is Tender Help for Tough Problems. We care, our counselors care, our staff cares, but most important God cares. He sees and knows your needs even before you ask of Him. But He wants us to ask, and seek Godly counsel. Call today and ask to schedule an appointment with a caring Christian counselor in your area.
. Check out our locations page… www.turningpointcounseling.org/locations.
If you have any questions or comments, or testimonies, email us at info@turningpointcounseling.org or you can find a caring Christian counselor near you by simply calling us at 800-998-6329. TPC - 25 years later and still caring!
Turning Point Stewardship - We do it for you
Are you tired of trying to do it yourself every month? Do you sometimes miss those deadline dates and then have to pay late fees and more interest on the late fees? Who in your family handles the CHORE of paying the bills? Do you have a budget? Do you use it? Most do not…and are left wondering...Where has all the money gone?
TPS steps in whey you want to step out. We’ll establish a budget, get your spending in line, stay current with your bills, and help you plan your financial future.
Turning Point Mortgage
U.S. fixed-rate mortgages declined in the latest week, according to Freddie Mac's survey released Thursday, October 16th. The national average interest rate on the benchmark 30-year, fixed-rate loan averaged 6.04% in the week ending Thursday (10/16), down from the prior’s week of 6.46% and the year-ago 6.33%. The 15-year fixed-rate loan averaged 5.72%, down from the same week-ago 6.14% and the year-ago 5.99%.
What does this mean? Rates are staying low and it’s a good time to consider transitioning from an adjustable rate mortgage to a fixed rate. For many, especially those with good credit and who’s adjustable mortgage is nearing it term. Securing a fixed rate mortgage can bring a tremendous amount of security in a very unstable market. Are you a candidate? Call us and find out. No obligation, no pressure. TPS brings the same care and concern to assessing your mortgage needs, as does TPC, TPS, and TPFC, it’s family of ministries.
Give us a call at 800-910-9083 or visit us at www.TurningPointMortgage.com. We’d love to talk with you. No matter what state you are from, we're here to serve you.
Turning Point Speakers Group is here to help! Are you planning the events for the coming months – maybe the coming New Year?
TPSG has a large variety of topics and speakers that are able to meet your needs! Our professional speakers are available on a fee (with a sliding scale) or a love-offering basis. If you would like more details, a list of topics, or to schedule one of our speakers contact Frances Harvey at 800-998-6329 or email info@TurningPointCounseling.org and request information. Call us; we WILL be able to help you!
Don’t forget to come and experience The Love and Money Lab with Robbins and Downing!
Dr. Peter Robbins, CEO
Turning Point Ministry Group



