turning point counseling

Volume 2 December 2008 Issue 12

 

From the CEO
By Dr. Peter Robbins

ISN’T THERE ANYONE WHO KNOWS WHAT CHRISTMAS IS ALL ABOUT?” Charlie Brown

And Linus says, “Sure Charlie Brown, I can tell you what Christmas is all about." And he quotes Luke 2, verses 8 through 14:

8 And there were in the same country shepherds abiding in the field, keeping watch over their flock by night. 9 And, lo, the angel of the Lord came upon them, and the glory of the Lord shone round about them: and they were sore afraid. 10 And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people. 11 For unto you is born this day in the city of David a Savior, which is Christ the Lord. 12 And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger. 13 And suddenly there was with the angel a multitude of the heavenly host praising God, and saying, 14 Glory to God in the highest, and on earth peace, good will toward men.



WHY DON'T YOU UNDERSTAND?
"Do I Have to Explain Everything?"
by Dr. Kevin Downing
Facts and Fallacies of Intimacy: Part 4

ONLY YOU KNOW WHAT YOU FEEL
I came across the most amazing Proverb the other day. I have never heard a sermon on it. It spells out so clearly that only we know what we feel. It says…
Each heart knows its own bitterness, and no one else can share its joy. Proverbs 14:10

If only you know your own pain and joy – then it is up to you...

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FROM OUR THERPAIST

DEALING WITH GRIEF DURING THE HOLDAYS "Tidings of Comfort and Joy"
By Heather Pearman, M.A., Licensed MFT

It is important to understand that we never “get over” the loss of a loved one. We just adjust to a new normal. We find our new status quo; the stage of our life post loved one. There is something intrinsic in the thought of death that is just wrong. It is the ultimate reminder of our fallen state and what Christ came to save us from. However, when you accept this as a normal response it once again opens opportunities for more positive feelings.

 Revelation 21:4 – “He will remove all of their sorrows, and there will be no more death or sorrow or crying or pain. For the old world and its evils are gone forever.”
...

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CRUSHING CREDIT CARD DEBT

By David Berky

What if you have more than one card? What if your debt is over $7000? What can you do? How can you get out of this hole?

There are some techniques that can help you pay off your debt and do not require expensive loans, invasive credit checks, or expensive financial planners and accountants. You can also save on interest charges by paying off your debts in a certain order.

The most effective technique is sometimes called...



5 BIBLE VERSES ABOUT MONEY EVERY CHRISTIAN SHOULD KNOW
By Bob Lotich

If you have lived much life at all, you are probably well aware that putting your trust in the economy, your employer, or your bank account is not a good idea. They are all fair-weather friends. They all can be helping you greatly one minute, and then the next everything has changed.

God, however is always faithful. That is why we should always be trusting Him as our supply! It doesn’t matter if there is a...

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AVOIDING FORECLOSURE

By freddiemac.com

If you do not pay your monthly mortgage payment, you are technically in default on your mortgage. State laws vary, but generally, a loan that is as little as 90 days delinquent can be considered in foreclosure.

Your lender may send you a notice indicating that they are starting foreclosure proceedings, but don't wait; take steps to prevent a foreclosure as soon as you realize you are having trouble...

 

THE HOMESTEAD ACT
News You Can Use

The homestead exemption does not require the recording of any document. While the homestead exemption may prevent the forced sale of your home if there is insufficient equity, it may not do so if there is sufficient equity. Therefore, the homestead exemption is not necessarily protection for your house itself, but only for the equity that may exist in your house.

The declared homestead requires the recording of a homestead declaration. This is a document that must contain certain statements by law, including a statement that the declared homestead

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Featured Speaker of the Month

A FINANCIAL BED TIME STORY FOR SENIORS
By Robert Trommler
Reversed Mortgage Consultant
Wells Fargo Bank

He found out that since the minimum age to qualify for the program was 62, he and Sandy both met that requirement. And, after contacting a Reverse Mortgage Consultant and going over his situation and details, they found that the program would pay off their current home equity loan and transfer responsibility for that into the Reverse program, which would mean staying in their home as long as they wished with no...

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TPC's Licensed counselor, John Del Grosso, M.A. will be hosting two seminar events in January...

"The Scriptural Aspects of Healing" - John will be sharing from his new coming book, "Restoring God's Image" on January 17th - 10:00 am at the The Vineyard Church in Pomona. For more detailed information, call Vineyard Church at 909-621-6837

"Healing" - Anger Management Seminar - John will be doing a one day seminar in Chino at Inland Hills Church on January 31st. Don't miss out on this great opportunity for a new beginning in 2009! For more information, contact IHC at 909-393-1577

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SERVANT QUARTERS

HE BECAME MAN AND DWELT AMONG US by Louis Cassells

This month, Gayle Erwin of Servant Quarters brings us an article from his website that shows how God can reveal Himself in very personal ways...

"I am truly sorry to distress you," he told his wife, who was a faithful churchgoer. "But I simply cannot understand this claim that God became man. It doesn't make any sense to me." On Christmas Eve, his wife and children went to church for the midnight service. He declined to accompany them. "I’d feel like a hypocrite," he explained. "I’d much rather stay at home. But I'll...

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